Dianna Y came to the United States as an immigrant at the age of 22.  She worked as a bank teller then at the post office as a conveyor belt loader. She and her husband saved as much as they can in the 4 years since she arrived in the US.

Maynor L is a tree trimmer I use from time to time. He makes about $40,000 a year doing about 50-55 houses per week. He and his wife have 5 children that are about 1 ½ years apart, ranging from baby to 10 years old. His wife takes care of the children and does not earn money. Amazingly they own a home in a decent part of town.

Cardi B said that she danced and saved $110,000 to launch her initial singing career. At the time when she was an unknown artist, she had to spend her earnings. Even with her talent, she might have to sign with a producer who would have tied her up in a contract, gotten a big part of her earnings or worse she may never have found a producer.